The Karnstein Kronicles
Characters roll Cool or Vigilance to determine initiative slots, as per the rules as written (RAW).
Unless the a character elects to defer initiative (see Initiative Checking), each character’s turn occurs during the slot that was determined by that character’s initiative roll.
Players may elect to lower one or more of their character’s characteristic scores in order to gain additional XP. Characteristics may not be lowered below a score of one. The XP gain for lowering the score of one characteristic by one point is equal to ten times the score before reducing its value, minus five. For example, if a player lowers a character’s Brawn from three to two, the character would gain 25 XP ([10 X 3] – 5 = 25).